Poverty eradication through self help Groups

Swarnajayanthi Gram Sswarozgar Yojana Scheme is a holistic approach towards poverty eradication in rural India through creation of self-employment opportunities to the rural Swarozgaries. This scheme is implemented in the country through District Rural Development Agencies. The Centre and State fund this program in the ratio of 75:25. It is designed to help poor rural families cross the poverty line. This is achieved through providing income generating assets and inputs to the target groups through a package of assistance consisting of subsidy and bank loan.

Objectives

SGSY came into existence in 1999-2000 duly merging the schemes of Integrated Rural Development Program (IRDP), Training for Rural Youth under Self Employment (TRYSEM) Development of Women & Children in Rural Areas (DWCRA) and Supply of Improved Toolkits to Rural Artisans (SITRA).

The scheme aims to bring every assisted poor family above the poverty line by ensuring appreciably sustainable level of income over a period of time. This objective is to be achieved by organizing the rural poor in to Self Help Groups (SHG) through the process of social mobilization, their training and capacity building,and provision of income generating assets.

However,based on the local requirement, the expenditure on different components of Training and Capacity Building, Revolving fund and subsidy for Economic activity may have to be prioritized.

Training

10% of the total SGSY outlay will be earmarked for trainings. Common strategy for institutional building, livelihood support and marketing support for strengthening of the SHGs will be followed in all the mandals. The additional expenditure towards capacity building of SHGs over and above 10% of the SGSY outlay could be booked to DPIP/RPRP account.

Infrastructure

20% of the total annual allocation may be utilized for providing infrastructure facilities. The District SGSY committee reviews the infrastructure gaps and identifies the areas of intervention for financing projects in activity clusters. The Governing body of District Rural Development Agency (DRDA) has to ensure that infrastructure needs are met as per plan. This fund is to be utilized primarily to bridge small gaps in infrastructure which can make the program implementation more effective and not for creation of non-existing infrastructure. Additionally, the following items of expenditure can be met from infrastructure fund-

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