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Brief Note |
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Updated on 10.09.2008
AAM
AADMI BHIMA YOJANA Executive Summary: . The Government of Andhra Pradesh envisions that even the poorest of the poor deserve access to relevant and affordable insurance and be protected from risks on death / disability and that every person is insurable. Eventually the Government of AP wants to empower the Community to play an active role in insurance operations, to reduce rural people’s vulnerabilities and to protect their income and asset base, by creating an enabling environment for self management by the community itself. The Department of Rural Development through SERP has promoted 7.82 lakhs SHGs with a membership of 88.32 poorest of the poor women. This constitutes 25% of all the SHGs in entire India. As a social security measure, SERP has inculcated the habit of life and disability insurance for low-income house holds in few Districts on a pilot basis with an emphasis on self management of the intervention. Consequently, as SERP wants to universalize the intervention in all the 22 Districts with uniform product and procedure, , the Government of India has a launched a new scheme called ‘Aam Aadmi Bima Yojana’ for the benefit of landless agricultural labourers households. Taking the advantage, The Government has officially launched the Scheme on 14.3.2008 by way of handing over a Chaque of Rs.38.00 crores towards state contribution of Premium to LIC entrusted the task of implementation to the Self Help Groups(CBOs). The Zilla Samakhyas CBO federations promoted by SERP have shouldered the responsibility of conducting awareness, enrolment of members , data entry and claim settlements. 38.00 lakhs landless agricultural labourers who are mostly NREGS workers covered under this scheme in a record time of 1 month in campaign mode. In the process of awareness and enrolment, apart from 6000 officials from State to Village level, 80,000 trained SHG women have been involved. Department of Rural Development has established Call Centres |
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